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An FHA home loan is the best type of real estate mortgage loan in Sewall’s Point to get as it demands a low downpayment and you can have less than perfect credit rating. Because FHA guarantees your mortgage, mortgage companies are often more willing to provide mortgages.
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REO stands for real estate owned and occurs when a house goes into foreclosure after a property owner cannot make principal and/or interest payments on a loan. The property then goes through the foreclosure process and is placed for sale by auction. If the opening bid is not met, the property becomes a REO or real estate owned.
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