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An FHA Mortgage is a government-backed home loan with more flexible lending requirements than those for conventional loans. FHA loans are insured by the Federal Housing Administration and may have an easier qualification process due to less stringent down-payment and credit requirements than conventional mortgages.
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Mortgage Checklist: The following information is usually required during the loan process: Your Social Security Number; Current pay stubs or, if self employed, your tax returns for the past two years; Bank statements for the past two months; Investment account statements for the past two months; Life insurance policy
The key to getting an FHA mortgage loan in Philadelphia all starts with working with the best local lender and loan officer at Residential Home Funding. As you can see there are a lot of moving parts and options depending on your home needs, advising you on the best suitable one for your life is our specialty.
That means many borrowers are scrambling to get the. on to a mortgage can vary widely. The website MortgageMarvel.com provided examples of closing costs that three Orange County lenders recently.